Rates Effective May 20, 2010. Rates subject to change without notice.

Deposit Accounts

Shares 0.250% Rate 0.25% APY*   Share Drafts 0.000% Rate 0.00% APY*   IRAs 2.918% Rate 2.95% APY*   Roth IRAs 2.918% Rate 2.95% APY*

Certificate Accounts

6 Months 1.095% Rate 1.10% APY* $2,500 Minimum   1 Year 1.343% Rate 1.35% APY* $2,500 Minimum   2 Year 1.590% Rate 1.60% APY* $2,500 Minimum